Buying multiple homes without destroying credit score

[Aaron Murphy]

I am planning to buy between 4 and 6 properties using conventional investment financing 20-25 percent down fannie mae confirming loans over the next 12-15 months. 

I just completed a refinance as a prelude to that and I will be purchasing a house hack within the next several months prior to this plan as well. As expected I noticed that my credit score took a hit 8-11 points following the refi. 

I am now concerned that every time i buy a property as i carry out this plan ill take another 8-11 point hit wich could lead to losing almost 100 points over the course of the plan. I understand that if i buy the properties with the same lender and within a 90 day period i wont take multiple credit hits but is there any other way to avoid this problem? 

I have been searching online around this issue and haven't found much that is helpful. Thanks in advance everyone. 

[Elise Marquette]

Hey Aaron, yes, there is a small credit ding when you open up a new mortgage (whether purchasing or refinancing) but it'll be offset by having positive payment history. Credit bureaus view mortgage favorably. Another thing to keep in mind too is that once your credit score is over a 740, then the interest rates won't improve any further for you. An 800 credit score will get the same interest rate as a 740, so depending on where your score was when you started the process, you may have some cushion room