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Updated almost 12 years ago on . Most recent reply

Marcus Staples's profile image
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Marcus Staples
  • from Chandler, Arizona
  • Member since Jan 2, 2013
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Marcus Staples
  • from Chandler, Arizona
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Marcus Staples
  • Chandler, AZ
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Buying & Selling Real Estate

Cash Purchase

Marcus Staples
  • Chandler, AZ
Posted

Does using a hard lender for funds constitute a cash offer? I hope I'm asking right.

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Matt Devincenzo
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  • from Clairemont, California
  • Member since Nov 25, 2011
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Matt Devincenzo
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  • from Clairemont, California
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Matt Devincenzo
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  • Clairemont, CA
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Matt Devincenzo
  • Investor
  • Clairemont, CA
Replied

Yes you asked right.

No cash is money in your name your bank account. The money being in your name is required when you show a proof of funds.

A HM loan is still a loan albeit with different terms and conditions than a traditional mortgage but still the lender could pull their funds is they so chose.

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