When should I use a local credit union for financing?

[Jimmy Lieu]

I have heard of a few buyers using credit unions to get financing. When do you recommend going with credit unions? I would love to know more about your experiences with using credit unions and when would be a good time.

And are local credit unions better than fannie mae and freddie mac?

[Joe S.]

To answer the question from your title only the answer is.“ When it makes cents.;)”