Suggestion for Multi Family properties around Boston area needed?

[Yuzi Stha]

I am looking to buy my first multi family property (duplex/triplex) around Boston area. Some of the areas I am interested are Waltham, Malden, may be Revere as well.. I am mostly interested in appreciation and little cash flow would not hurt. I am planning to occupy one unit and rent other one. Things that are important for me are being closer to T, major school/colleges, grocery stores, highways etc. 
Any suggestions on good areas for multifamily investment? Any location I have listed is better or worse than the other one?

Also, any good lender with low interest rate on 30yr fixed for mortgage loan would be appreciated.

Thanks,

Yuzi