Homeowners Insurance in Georgia

[Pragati Soni]

Hey Everyone,

I recent purchased my first primary residence and I was looking at homeowners insurance. My home is around 2800 sq ft and for some reason all the companies are giving me such a high rate. I am getting quoted between $1400-$1700 a year. That's insane! A friend of mine purchased a similar property in the same area and is getting the rate at $600 a year. I have great credit score but my brother got in a car accident last year and he was on my policy. Does my car insurance history affect my score? I am just trying to understand. I got quotes from AAA, Liberty Mutual, and Travelers Insurance so far. 

Any helpful recommendations will be greatly appreciated as I really don't want to pay over $100 a month for Homeowners. 

Thanks!