All Forum Posts by: Harjeet Bhatti

Owner-Occupied: Single-Family Residence (SFR), Planned Unit Development (PUD), Condo, Townhouse, and Duplex.
Investment Properties: SFR, PUD, Condo, and Townhouse.
HELOCs offered in specific counties within the following states: Illinois (IL), Indiana (IN), Missouri (MO), and Florida (FL). For details on eligible counties, please contact me.

Harjeet Bhatti

[email protected]

0 Votes

Chicago, Illinois

Property Occupancy Types:

Primary Owner-Occupied.

Second Home Owner-Occupied.

Investment Properties.

Eligible Property Types:

Owner-Occupied: Single-Family Residence (SFR), Planned Unit Development (PUD), Condo, Townhouse, and Duplex.

Investment Properties: SFR, PUD, Condo, and Townhouse.

HELOCs offered in specific counties within the following states: Illinois (IL), Indiana (IN), Missouri (MO), and Florida (FL). For details on eligible counties, please contact me.

Harjeet Bhatti

[email protected]

0 Votes

Chicago, Illinois

Property Occupancy Types:

Primary Owner-Occupied.

Second Home Owner-Occupied.

Investment Properties.

Eligible Property Types:

Owner-Occupied: Single-Family Residence (SFR), Planned Unit Development (PUD), Condo, Townhouse, and Duplex.

Investment Properties: SFR, PUD, Condo, and Townhouse.

HELOCs offered in specific counties within the following states: Illinois (IL), Indiana (IN), Missouri (MO), and Florida (FL). For details on eligible counties, please contact me.

Harjeet Bhatti

[email protected]

0 Votes

Saint Louis, Missouri

Property Occupancy Types:

Primary Owner-Occupied.

.Second Home Owner-Occupied.

Investment Properties.

Eligible Property Types:

Owner-Occupied: Single-Family Residence (SFR), Planned Unit Development (PUD), Condo, Townhouse, and Duplex.

Investment Properties: SFR, PUD, Condo, and Townhouse.

HELOCs offered in specific counties within the following states: Illinois (IL), Indiana (IN), Missouri (MO), and Florida (FL). For details on eligible counties, please contact me.

Harjeet Bhatti

[email protected]

0 Votes

Indianapolis, Indiana

Property Occupancy Types:

Primary Owner-Occupied.
Second Home Owner-Occupied.
Investment Properties.

Eligible Property Types:

Owner-Occupied: Single-Family Residence (SFR), Planned Unit Development (PUD), Condo, Townhouse, and Duplex.
Investment Properties: SFR, PUD, Condo, and Townhouse.
HELOCs offered in specific counties within the following states: Illinois (IL), Indiana (IN), Missouri (MO), and Florida (FL). For details on eligible counties, please contact me.

Harjeet Bhatti

[email protected]

0 Votes

Chicago, Illinois

Quote from @Yusuke Koike:

Hi, Busey

Sounds great!
The investment property that I have is located in Cook County.

Yusuke

Yes, we can work in this county.

0 Votes

Chicago, Illinois

@Yusuke Koike We do offer HELOC for investment property in IL but in selected counties.

0 Votes

Chicago, Illinois

Quote from @Andrew Fusco:

Hello everyone, I have one rental unit that currently has a 3.2% interest rate. It has about $100,000 in equity that I would like to access Is there any way to do that without refinancing so I can avoid changing my interest rate? Thanks in advance for any answers!

We do offer closed end loan on investment property in IL. You don't have to refinance 1st mortgage.

0 Votes

Joliet, Illinois

Quote from @Pierre E.:

Given new loan changes is delayed financing still a thing? 12 Month Seasoning change anything?

You can still use delayed financing for cash out. No waiting period under this program.

1 Vote

Baltimore, Maryland

Quote from @Nolan Mahoney:

Hello,

So i am planning to get Pre-approved for for either a FHA loan or a 5% conventional comming within the next few months, and i have a good job opportunity that would raise my income. I dont plan on taking any time off in between jobs. Would this disqualify me from any of the loans? from what i understand is you must be employed for 2 years in your job history, not 2 years at the same company.

Any insight on the subject would be much help. Thanks!

This is right 2 years job history not 2 years in same company. OT and bonus income has different guidelines to count the income

1 Vote

All Forum Posts by: Harjeet Bhatti

Harjeet Bhatti has started 7 posts and replied 2289 times.

Post: Home Equity Loan

Post: Home Equity Loan for Primary, second home and Investment property.

Post: Home Equity Loan for Primary, second home and Investment property.

Post: Home Equity Loan for Primary, second home and Investment property.

Post: Home Equity Loan

Post: I am looking for a HELOC

Post: I am looking for a HELOC

Post: Different options other than refinance

Post: Delayed Financing Lenders

Post: Can i still qualify for FHA / 5% down if i change jobs?

Harjeet Bhatti has started 7 posts and replied 2289 times.

Biggerpockets Logo Post: Home Equity Loan

Biggerpockets Logo Post: Home Equity Loan for Primary, second home and Investment property.

Biggerpockets Logo Post: Home Equity Loan for Primary, second home and Investment property.

Biggerpockets Logo Post: Home Equity Loan for Primary, second home and Investment property.

Biggerpockets Logo Post: Home Equity Loan

Biggerpockets Logo Post: I am looking for a HELOC

Biggerpockets Logo Post: I am looking for a HELOC

Biggerpockets Logo Post: Different options other than refinance

Biggerpockets Logo Post: Delayed Financing Lenders

Biggerpockets Logo Post: Can i still qualify for FHA / 5% down if i change jobs?

Post: Home Equity Loan

Post: Home Equity Loan for Primary, second home and Investment property.

Post: Home Equity Loan for Primary, second home and Investment property.

Post: Home Equity Loan for Primary, second home and Investment property.

Post: Home Equity Loan

Post: I am looking for a HELOC

Post: I am looking for a HELOC

Post: Different options other than refinance

Post: Delayed Financing Lenders

Post: Can i still qualify for FHA / 5% down if i change jobs?