All Forum Posts by: Harjeet Bhatti

Hi, Busey

Sounds great!
The investment property that I have is located in Cook County.

Yusuke

Hello everyone, I have one rental unit that currently has a 3.2% interest rate. It has about $100,000 in equity that I would like to access Is there any way to do that without refinancing so I can avoid changing my interest rate? Thanks in advance for any answers! 

Given new loan changes is delayed financing still a thing?  12 Month Seasoning change anything? 

Hello,

So i am planning to get Pre-approved for for either a FHA loan or a 5% conventional comming within the next few months, and i have a good job opportunity that would raise my income. I dont plan on taking any time off in between jobs. Would this disqualify me from any of the loans? from what i understand is you must be employed for 2 years in your job history, not 2 years at the same company.

Any insight on the subject would be much help. Thanks!

What are people's suggestions for a type of loan to get started? I am looking to purchase a duplex and owner occupy it so FHA is definitely an option and allows for a low-down option. However, in Milwaukee the market is currently very competitive option, and I've been told for any multifamily property I will need at least 15% down if I don't use an FHA loan. I'm wondering if anyone else has other loan options at the 5% down mark for duplexes that are conventional rather than FHA to look for attractive to a seller. Thanks in advance.