How can I flip this property without a Hard Money Lender???

[Tom Parris]

I am getting a contract for $135K for this owner-occupied home and it is easily worth $200K. I do not have the down payment and points to use a Hard Money lender.     Suggestions on how to buy the property without a large cash outflow and to resell it for the profit?

(The sellers want their cash so they can move to a new home.  It is is excellent condition).

Any creative ideas are welcome!