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Updated over 12 years ago on . Most recent reply

Marci Stein's profile image
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Marci Stein
  • Rental Property Investor
  • from New York, NY
  • Member since Jun 10, 2011
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Marci Stein
  • Rental Property Investor
  • from New York, NY
  • Member since Jun 10, 2011
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Marci Stein
  • Rental Property Investor
  • New York, NY
501
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943
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Buying & Selling Real Estate

landlord insurance?

Marci Stein
  • Rental Property Investor
  • New York, NY
Posted

I have rented out my first house.I have regular homeowners insurance-
Do i need to change it to landlord insurance?

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John Evan Miller's profile image
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John Evan Miller
  • Foreclosure Specialist
  • from Miami, Florida
  • Member since May 25, 2011
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John Evan Miller
  • Foreclosure Specialist
  • from Miami, Florida
  • Member since May 25, 2011
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John Evan Miller
  • Foreclosure Specialist
  • Miami, FL
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John Evan Miller
  • Foreclosure Specialist
  • Miami, FL
Replied

Some landlord insurance policies even offer rental income coverage. If your rental property becomes uninhabitable due to a covered loss, the insurance will pay you the rental income you would have otherwise lost. In other words, if your tenants have to move out because of a covered "disaster", a claim on your insurance policy could keep the rental income flowing in for up to 12 months, while the unit is being repaired or rebuilt.

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