What is the best loan to go with?

[Shelby Cucco]

Hello everyone my name is Shelby Cucco. I’m new to BiggerPockets. So glad I found it, there is so much information to soak in here. I have a question on financing. I am looking at a property that has a single family home and a duplex on the same property. My question is which type of bank loan would let me put the smallest amount down? Not sure which type of loans I can get since there are multiple houses on site. Or is it better to put 20% down? Everyone’s response very appreciated. 

Thank you in advance,

Shelby Cucco 

[Dave Skow]

Shelby - thanks ....you may need to increase the down pmt to 25%  as many lenders ( not all )  have a maximum  75% ltv  for investment 2-4 family properties ...if you havent already done so - locate a lender to work with / get  specific assurances  on what they can offer and  get  pre approved and  ask them whatever questions  you have regarding this  specific property ......(  due to the uniqueness of the property - you might  try locating a lender thats local to the property in question )