Seller Financing vs Lease Option vs?

[Trey Crusey]

I'm in the process of selling my personal residence and have someone asking about owner financing.  In doing precursory research it looks like there's more involved with this than i initially thought like dodd frank, RMLO's, attorney's etc etc. Initial talks when they came to check out the house was full asking price of $149900 and $15k down. I currently owe $130k.  

I'm looking for some help on structuring this. It seems like $15k down for a LO is high and they may not agree to that and I would prefer not to have to deal with Dodd Frank and having to go through the legal steps to actually foreclose on the property since I will be moving out of state.  If I did take the necessary steps to do owner financing, would I be able to sell this to an investor to get out from under it?

Are there any other options I'm missing?

What say you BP?