Buying a home that's currently in foreclosure

[Clayton Smith]

If I found a home that's in foreclosure but not foreclosed yet, what would be my options in acquiring the property?  My goal when reaching out to the owner was to wholesale the property.  Now that she is in foreclosure (still not sure how far along), I was trying to figure out what my options would be attempting to purchase the property. I called and spoke with the lender and the representatives I spoke with said that the owner would have to call in and find out if the loan was assumable.  If it is assumable, is that my only option in purchasing the home?  Thanks in advance!