Help evaluate my possible deal

[Justin Kliphouse]

I received a call from my direct mail marketing. I missed call guy left me a voice mail telling my he wants to sell and get around 125k. I called him back he said  he dont wanna pay realtors fees and wants to sell. House has free and clear title. Comps are around 200k. He said he did alot of work to property (dont they all). Its 3/2 with unfinished basement  .69 acres. My first thought was a wholesale deal offer 115-120k wholesale for 130 or OB. But now I'm thinking to offer him 115 cash or 130k owner financing. Rent in the area is 1300-1500. What are your thoughts? How to you try to push owner financing besides CG tax? Any input much appreciated thanks