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Updated about 5 years ago on . Most recent reply

David Moon's profile image
David Moon's profile image
David Moon
  • Rental Property Investor
  • from Pittsburgh, PA
  • Member since May 5, 2018
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David Moon's profile image
David Moon's profile image
David Moon
  • Rental Property Investor
  • from Pittsburgh, PA
  • Member since May 5, 2018
Connect
David Moon
  • Rental Property Investor
  • Pittsburgh, PA
9
Votes |
12
Posts
Buying & Selling Real Estate

Blanket commercial loan or individual loans

David Moon
  • Rental Property Investor
  • Pittsburgh, PA
Posted
I’d like to get some input regarding whether to finance 3 rental properties under 1 loan or 3 individual loans (2 sfh and a triplex). I’ll save on closing costs by using 1 loan but I like the idea of having 3 loans for snowballing the pay down and separating for tax accounting & depreciation. Any & all opinions welcomed. Thanks!
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Craig Montesano's profile image
Craig Montesano's profile image
Craig Montesano
  • Investor
  • from Northwest, PA
  • Member since Feb 17, 2013
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Craig Montesano's profile image
Craig Montesano's profile image
Craig Montesano
  • Investor
  • from Northwest, PA
  • Member since Feb 17, 2013
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Craig Montesano
  • Investor
  • Northwest, PA
24
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107
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Craig Montesano
  • Investor
  • Northwest, PA
Replied

Hey David

If you dont plan on selling in the near future - I would do a blanket loan. IMHO.  Ive done a couple and like saving on the closing / bank costs.

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