Experience borrower/lender for private money (not hard money)

[Shawn Harvey]

I have competed 5 flip to landlords and working on 6-7 now and a filp to sell. I am now being approached by private money investors (friends and family) about investing. Looking for a couple people that have borrowed or lent money with private funds. I have a few questions. Please NO hard money lenders ( I already have two HM lenders I work with on deals)

1. What rates are you doing now? Looking at 10-11% 

2. How do you handle the repairs portion? All up front or draw on escrow? If escrow, how do you set up the escrow?

3. Can title company prepare all paperwork for the lien or should I use my own real estate attorney?

4. Are you utilizing an appraiser to set ARV or comps?

Thanks for any help!