Creative financing: am I even thinking outside the box?

[Logan Brown]

I’m brand spanning new to BP and the whole real estate investment world. As such, in an effort to satisfy my own curiosity, is it ridiculous for me to consider cross-collateralizing two vehicles to secure a loan and get started with a house-hackable duplex or other small investment property? If that’s doable, what happens after 1-2 years and I refinance? Are those vehicles still held as collateral if for some crazy reason we default on the loan? Finally, since I’m showing my hand and admitting that I really have no idea if this is even a reasonable option, please feel free to set me straight. I’m currently a sponge and willing to soak up any tips, advice, thoughts, etc. that will help get the ball rolling. Cheers!