Financing First Investment

[Keyoddie Walthall]

Hello BP Nation. Looking for some advice I have an opportunity to buy 5br 1 bath house with 1br/1bath with a barge along wit an efficiency in a separate building on the same property. Guy willing to sale for me for 100,000. Both rents out for a total of 2,050 (1200 for 5br n 850 for the other building). My worries comes to play cause I jus brought my house last yrs with a fha loan. Is there any way I can finance the second property for less than 20% down?! I really don’t wanna throw everything I have into this property alone. Plus Owner won’t do seller financing due to the fact he worried about never getting his money after 2 or how ever many years basically the person just collecting rent for that time n not buying him out. Any advice would greatly help