Portsmouth Va in flood zone

[William Murden]

Okay, so I have my first property under contract. I have the inspection on Tuesday. I know it is in a flood zone for it has flood insurance.

The current flood insurance is about $150/month which totals $1800/year. I know this number will only go up over time. Unless the city does something drastically to change it. What are some of your experiences with a flood zone or flood insurance?? Is it worth the headache every time this area has a Nor'easter or a bad hurricane. Any advice is greatly appreciated.