Would YOU pay more for seller financing?

[Eric Davenport]

Hey everyone!

I am wondering, if you were looking to buy a package deal of 3-4 properties consisting of ~15 units and the owner was willing to seller finance with low money down, would you pay close to market value?

I have made a great contact with a long time real estate investor looking to retire, and am in the process of closing one of her duplexes now. She has many more properties to sell, but has already done the job of finding the deals and adding value. I do not have a ton of capital right now, so buying at 20% down for every property would be a very slow way to grow, and my wife is nervous about borrowing money even from family. Would you buy closer to market value if seller financing and low money down was in place? Or continue to look for value add deals?

Thank you all!