Charlotte N.C. House Hack. Did I Miss The Boat?

[Lamar Lamont]

Me and my mom currently rent an apartment here in Charlotte. With $95k in savings and my mom’s 830 credit score, we are looking to finance a distressed duplex, renovate, live in one unit and put the other unit on Airbnb. During our search, we have been discouraged by the opinions of many who say that we missed the boat on the Charlotte market. We both work in Charlotte and would like to live here. Did we miss the boat, or is finding a gem that we can cashflow still possible?