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Updated almost 7 years ago,

Anita Ahuja's profile image
Anita Ahuja's profile image
Anita Ahuja
  • Physician
  • from Oakland, CA
  • Member since May 12, 2017
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User Stats

60
Posts
28
Votes
Anita Ahuja's profile image
Anita Ahuja's profile image
Anita Ahuja
  • Physician
  • from Oakland, CA
  • Member since May 12, 2017
Connect
Anita Ahuja
  • Physician
  • Oakland, CA
28
Votes |
60
Posts
Buying & Selling Real Estate

loan question for a newbie

Anita Ahuja
  • Physician
  • Oakland, CA
Posted

HI BP community,Newbie question here.  The question is for multiple property/multiple loan peeps. I am looking to buy a property soon, very soon. My husbands needs to refii his rental but can not qualify ( through conventional financing) for his loan because of his lack of full time employment ( he contracts). If he puts me on the loan for his condo will I have trouble qualifying for an additional loan to buy an investment property?

My DTI is 25%

home loan: LTV 70%

husbands condo LTV 65%

Can I help him refii by putting my name on the loan?

Is it a problem to get more than 1 loan within a short time frame?

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