Cash Out Refinance Advice

[Rion Manita]

Hello BP,

I hope all is well out there. I am looking to purchase a single family in NH for $172k (I am at 40% of my DTI for qualifying, so numbers are tight). I intend to put $50-$100k into renovating the property. I am confident, based upon comps, with the improvements it should appraise for $300-$370k, maybe more.

What is the best steps to go about this refi and does anyone recommend a lender that could really push this? keeping in mind my dti is tight. 

Do I need at least 6 months of seasoning?

Thank you in advance!