seller finance an alabama tax deed property

[Michael Watts]

I would like to know how can I seller finance an Alabama tax deed house without getting a quiet title action suit?  I have had the tax deed for 3 years, I have been renting it out but now I want to seller finance it.

[Denise Evans]

@Michael Watts some title companies will insure title with 3 years of rental history but no quiet title. Ask around.  MAKE SURE you just promise to give a quitclaim deed and not a warranty deed in your seller finance documents.   If you give a warranty deed and the former owner shows up and makes trouble, you will have to defend the title. If you give a quitclaim deed, the buyer will have to defend the title. In all likelihood there are no more redemption rights and even a void tax sale has been cured with 3 years of adverse possession after the tax deed date. The only other potential problem is lienholder redemption. Were there any lienholders (mortgage, IRS, Medicaid, judgment, etc) on the date of the tax auction? If so, send me a PM and I'll tell you what to do.