More details on house hacking.

[Ray Agosto]

Well hello bigger pockets, it's been a while since I've used this website I have a serious question? I heard of house hacking & my question is to house hack do you have to live in the residence or can you just say its owner occupied I am just show proof of address such as letters or bank statements etc.

[Michael Noto]

@Ray Agosto If your plan is to get a FHA loan than yes you must live in one of the units of the home as your primary residence for at least 1 year. Doing otherwise is playing with fire as I am pretty sure it constitutes mortgage fraud.