FHA Loan for Quadplex - what to do when there is tenant

[Aundrea Newbern]

Hi,

I am looking at purchasing a quadplex with an FHA loan. I will live in one unit and rent the other three. I'm running into a potential problem with the lender. With an FHA loan the owner has to move into the property within 60 days of closing. Assuming I closed on the property in mid to late July, I would have to be into the property by September. The problem is, none of the four leases expire until November. To my knowledge, I can't just boot a tenant out so are there any suggestions on how to handle this? I certainly don't want to commit mortgage fraud but want to be fair to my tenant. Any suggestions are much appreciated! This property is in GA if that helps.