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Updated almost 8 years ago on .

User Stats

19
Posts
6
Votes
Ron Turner
  • Realtor
  • Atlanta, GA
6
Votes |
19
Posts

Mortgage Loans for Americans earning income abroad?

Ron Turner
  • Realtor
  • Atlanta, GA
Posted

Hello all! I am an American currently living and working abroad in China. I will be moving back to the US in September 2017 where I'll be able to continue this job from there. I am wanting to buy a house when I return, and have reached out to a few mortgage lenders to inquire about the preapproval process. I am finding a few lenders are passing as they either don't know how to process an application for income abroad, or because my employer is a Chinese company, don't issue W2'a or 1099's and don't issue traditional paystubs (I just receive cash in dollars, which I deposit to my US bank). 

Anyone have any suggestions for someone experiencing situations like mine? Or any other ideas? Any insight would be appreciated!