100k on a 5/20 Loan or LOC

[Michael Baes]

Hello everyone!  I have been mulling over a decision; figured I would put it to the crown and see what the community has to say.  I am buying a property for 100k.  

I can either put it on a LOC @ 5% or use a 5/20 @ 5%. Lets assume these were the only two options available, which would be the smartest play? Goal is cashflow and snowball payoff of my other rentals. Additionally, I like to have wiggle room to jump on new opportunities as they present themselves.

Just looking for opinions on what YOU would do and the perspective you have.  Thanks!