Arkansas Contract Question

[Hadar Orkibi]

Hi Team, 

Im in the process of signing a contract for property in the Little Rock area, the contract is the standard 2017 Arkansas Realtors Association. 

I would much appreciate feedback on the following:

# 5 Closing Cost:  when its saying Buyer and Seller to pay their own closing cost. is that referring to the Seller paying for discharge of sellers mortgage and paying for the Owners/ Seller Title Insurance?

#10 Title Requirements:  B.  what do you get with "Enhanced Title insurance Cover", Extra cover for what?

#11. Survey, now thats the reason I actually thought to post the questions here. 

Seller stated B. No Survey shell be provided. 

How necessary and important is that? possible cost? 

Much appreciate any feedback, Cheers 

[Wayne Brooks]

"Enhanced title insurance" sounds like a local thing....likely just a guarantee going further back in time, or for unrecorded pending liens.  Title insurance has Nothing to do with structure insurance, for any reason, purely just against any title claims/issues.