Buying first house hack.

[AL-Teef Jones]

Hey guys, hope you all are well. I have a question, if anyone can present some insight or a different perspective I'd greatly appreciate it.

I'm looking to buy my 1st house hack. My target area is Essex county Newark New Jersey (University Heights to be exact). I have my owm capital to put 10-15℅ DP on 100k.

My question is does anyone have any ideals for financing the other  portion?

I have great credit so I'm expecting not to be hit terribly by the interest rate even though they're creeping back up.

I've been considering going traditional since this will be my first property. So I've had Standard 30yr Fixed rate

[Jessica Zolotorofe]

Hi AL-Teef Jones l would probably do exactly what you suggested-30 yr fixed conventional. I love Affinity. They are by far the best local I've worked with. No headaches, they called me when a payment was late to find out why since I had never been late before! When I told them I had sent it and it must have gotten lost in the mail, they said no problem, no late fee and I had them withdraw from my account... light years from the lack of customer service at any big institutional bank like BoA or Wells! You can always get a human on the phone right away that is right here in Jersey. For investment properties especially, that means a lot. Happy to pass along contact info, or answer any questions about NJ RE if you want to message or email me. Best of luck!