Do I Have To Save Up...?

[Udoka Omenukor]

I am saving money to purchase a home. I was told if I go to a hard money lender, I still need to use my own cash for part of the deal. I'm saving around $15,000. I'd buy the house, use hard money lender cash to rehab it, then convert to a bank loan.

The problem is, it will take me over a year to save $15,000.

What can I do to speed this up? Is there something I didn't think of?