Buying Down Points on Your Mortgage

[Kristie Eddy]

Hello!  I'm looking at my second income property in AZ and struggling with multiple brokers offering me multiple deals that vary slightly.  Some deals the rates are lower (4.5%) but their origination fees are higher and some (4.875) but fees are lower.  Does anyone know the best way to compare this? I've been told classic 'mortgage brokers' are a thing of the past.  Also, on buy and hold investment property does buying down points make sense?