Holding rentals in an LLC

[Jason Deck]

Hi everyone,

I am working on a few transactions for buy and hold properties, and I am trying to figure out how to hold each of them in individual LLCs.

I think I know to hold each property in its own entity. What I don't know is how to handle financing (at 80% LTV) in the name of an LLC. Does anyone have experience with this?

Separately, should I be using an LLC at all, or is a trust better? My primary driver is isolation of assets in case of any litigation, but there may be other considerations of which I am ignorant.

Thanks in advance for your guidance.

Jason