Are A-Frames hard to borrow against?

[Ivan Jouikov]

I'm considering the following place for my primary residence:

http://www.redfin.com/WA/Bonney-Lake/7223-191st-Ave-E-98391/home/2956561

I checked it out yesterday and I really liked (it really is something different) - I even had some beer with the neighbors who seemed really welcoming.

This place is an "A-frame" construction though. I'm guessing this would be harder to sell due to less people being interested in a place like this.

What about borrowing against it? Would it be appraised same/below/above similar sized lots/homes in the area, as time goes by?

Also, I found a thin crack (maybe 5" long, 1/3" wide) in the foundation - how bad is that? The realtor told me most people live with cracks in their foundation and don't even know about them. What's your take?

Also, from strictly an investment point of view, what are your thoughts on buying an A-frame?