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Updated over 8 years ago on . Most recent reply
![Steve Schram's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/638903/1621494400-avatar-steves177.jpg?twic=v1/output=image/cover=128x128&v=2)
Under contract... now what?
Hello all, my name is Steve. I bet the majority on this site are use to reading "I'm a newbie" or "what do I do now" and I don't want to sound like that but... lol.
I'm an inspiring, green and impressionable real estate tycoon, like the Monopoly man(awesome top hat included). Some of that was true and some of it was a poor attempt at me trying to be funny. Ok on to the reason I'm posting.
I have my first property under contract and I'm looking at hard money. I ran the numbers, price to rehab, comps sold, comps on the market and I have an ARV value(realtor confirmed my target value). I understand that hard money is based on the property and not on my personal credit history. I have done a few applications online but I haven't heard anything back. Is there anyone that might be able to help?
Any guidance or advice would be a greatly appreciated!
Thank you everyone,
Steve
Most Popular Reply
![Ruth Bayang's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/288015/1621441800-avatar-ruthb.jpg?twic=v1/output=image/crop=394x394@0x61/cover=128x128&v=2)
Get on the phone and call them.
Have you gone through this list?
https://www.biggerpockets.com/hardmoneylenders/nor...
And go to your local REIAs to connect with lenders.