BRRRR Financing Limits

[Esmir O.]

I've been researching the BRRRR strategy and find it very approachable for all levels of investing.

My question is in regards to maximizing your loan capacity with banks. For example, how to continue refinancing different properties if your proof of income in limited or LTV ratio is maximized and the banks won't give you anymore loans. Any advice on this? Maybe I am missing a key component of the property.

Thanks in advance.

[Brandon Schlichter]

There's several semi-private lenders (Visio and B2R are two that come to mind) that have no limits on number of properties or taxable income issues that can result with multiple rentals. Smaller banks are also a great source for this kind of financing, however you will likely have to look at commercial options, not residential. In the loan scenarios I've seen, you're likely to pay half to one point more on interest, but you can continue to buy properties.