Additional land purchase in conjunction with adjoining house?

[John McConnell]

Just a general question..  maybe for the state of Georgia (GA).  If I were to purchase a duplex and there was an open lot next door why or why not purchase this open lot.  I am looking at properties and there are a couple that have an open lot next door for a fraction of the cost of the property I want to buy.  It looks like the lot belongs to the city maybe or the original developer.  There is no tax information on it as far as the prop tax.  So lets say I finance and I go to the bank and say "give me this property and I would also like to pick up the lot next door as well" can you do that all on one loan?  Does it make a difference if the loan is commercial or residential?  Im just thinking long term future you could potentially get it zoned and build another building on it or combine the two lots and put a larger building with more units all together..  Build a parking structure for the duplex like a 2-3 car garage...  I think the possibilities are endless.  What are your thoughts?  Thank you!