How much are you willing to risk?

[Bill E.]

looking to buy a small multi family with an fha loan. Since the down payment is so low on an expensive property, how worried would you be about the mortgage payment? Would you buy a little bit more than you can afford, hoping that it will only take a month or two to find a renter? Or would you buy something that you can easily make the payment on even if the duplex is vacant. I will be owner occupant.