Hard Money Lender

[Ian Broadie]

I have a duplex under contract and I was intending on using a FHA 203K loan with 3.5% down. However, due to the fact that I've been in real estate just over a year, I can't use my income so I ended up needing to use a cosigner (if FHA didn't require this and could use my income I wouldn't have a problem at all). Apparently, I now need to bring 25% down, and that isn't going to be an option. I'm talking with another lender about possibly doing 5% down conventional with a construction loan, however I'm now looking at using a hard money lender. I know bigger pockets has an area that helps you to connect with hard money lenders but I can't find it! If anybody can help me with that or refer me to anybody I would really appreciate it! I have the duplex under contract for 250k and I plan on putting 100-150k into it to put on new siding, roof, updated kitchen and bathrooms all new flooring and paint and clean up the yards and this should land me at around 525k. Any help would be very much appreciated! I can't let this one go!