Waste of Time?

[Manuel Yepez]

Hi, I'm completely new to investing in real estate. I'm looking to invest in multi family properties. I'm very young, and don't have a sufficient amount of credit history. Would it be a waste of time to talk to sellers to ask if they're willing to do a seller finance? Or in other words, is there a way around the credit score wall I keep running into? I also do not have anything for down payments. 

[Jonathan Orr]

@Manuel Yepez

The creative financing options are exactly what you want to "get around" in your credit.  Lease options or seller financing (depending on the structure) can get you into a deal without even running credit or a lot of the paperwork that happens with lenders.

It depends on the deal and working with the sellers on how you can both benefit.  It takes a lot of time and negotiations but it is truly possible with the creative financing scenarios out there.