Buying a home with all my cash or get a bank loan (philadelphia)

[Rahimuddin Hussain]

I have the money to buy a home but I was wondering if it would be a better idea to leverage my money and just put down 20 percent and take a loan for the rest?

[Robert Leonard]

If I were in your shoes, I would buy with cash only at a price below 80% of ARV and refi to get all of my cash back to do it again. It requires good credit to do it, but you can repeat it and never run out of money like you will if you use 20% as a DP on every purchase.