Is The Realtor I'm Dealing With Unethical/Sloppy, or Am I Wrong?

[Patrick M.]

My last few weeks in a nutshell:

1. Spot a REO good property on Zillow that is overpriced for local market.

2. Call Realtor on website, ask to be shown property.

3. Go and tour site, take some photos, ask some questions.

4. Follow up with additional requests for documents from Realtor while doing my due diligence, including lining up my lawyer and inspector.

Realtor sends me a form saying that he will represent me AND seller, and charge me a 3% fee. Realtor lets me know there is a $300 fee due to me at closing so that he can submit offers via a website to the bank AFTER I submit the offer.  

This man has done next to nothing other than show me the property. I am not under any obligation to have him represent me at all, am I? I believe I know more about the market than he does.