Own a house, no mortgage, $19k+ debt for rehab, whats next?

[Jake Recz]

Hello guys, I haven't been active here much lately as I'm still rehabbing a house I just bought with my wife. I'm looking to go forward once the rehab is done and that should be probably in about a month or so. I want to expand and go forward. Anyway, here is the story. I'll try to keep it short. 

Back in September of 2015 we bought a house from Wells Fargo in Central NJ for $52,000 total. The price was $46,000 but ended up being $52,000 all together after closing costs etc. All cash. There is no mortgage on the property. I'm doing the work with my father and my father in law. No contractors. The house is in a good area, but it is a flood zone. It sits higher up than other houses to chances of flooding are quite low in comparison to my neighbors. The previous owner was an older lady who has not upgraded the house for a long time. I have taken a personal loan for $19,000 to rehab the house and add some cash towards closing as I was running low on cash. $11,000 is what was left for the rehab and so far we are doing pretty good. I know we are gonna go over by $5,000. I will list the expanses below so you can get the big picture:

Rehab Loan: $486/ month
Home Insurance: $70/ month
Taxes: $630/ month
Internet: $45/ month
Sewer: $50/ month (estimated)
Electric: $200/ month (estimated)
Water: $50/ month (estimated)

Monthly total: $1531

The plan is to stop renting once the rehab is done and move into the home. Considering we bought for cash what are my options? I got laid off (which worked out pretty well considering I needed time to rehab this place!) and I'm on unemployment, so I'm not a great candidate for a HELOC... I'm trying to get rid of that $19,000 personal loan that is hanging over my head. So what would you recommend if you were in that situation? I want to buy another house. Hopefully a two family in need of a rehab, or a house I can flip, although I get chills down my back knowing I may lose money on the deal if it doesn't want to sell for whatever reason. How can i pull equity out of that house considering there is no mortgage and I own it out right? When I spoke with TD BANK they were willing to give me a ~$140,000 HELOC. The issue here is that I am not currently employed. Any other ways? I'm open to any and all suggestions. The house itself was a steal. It's probably going to be worth about $170,000 by the time we are done with the rehab and we are almost there.