Multiple Property Financing in One Deal

[Thomas Reetz]

There are two residential properties owned by the same seller we are interested in purchasing. He has listed them separately but is offering them as a package.

Before we enter any form of contract, here lies the question: How should we approach the financing?

My thoughts:

A.) Two residential loans so two different transactions

B.) One commercial loan

C.) Portfolio loan

We are in the position to provide a 25% down payment available for whichever route we choose. Our goal is to keep the hassle and costs to a minimum. Please provide any thoughts and advise.  If it is a Portfolio loan, please expand as we have only closed on residential and commercial loans in the past.

Thank you for your feedback.