How soon do I ask if they will carry a contract?

[Account Closed]

I'm seeing some interesting things on Craigslist in my area. Several FSBO but no mention that they would carry a contract. Most have a phone number only. When I call and inquire about the property how soon in the conversation do I get around to the financing question. Obviously I don't want to waste their time or mine but it seems a little abrupt to say hi, will you carry a contract on this property. Any ideas/suggestions?