Banks counter offer

[Bruny Joseph]

Just got an counter offer of $162k from bank on a property that was listed for 189k. My original was $130k (using hard money lender). Property has numerous liens from city for landscaping and unpermitted patio. Duplexes in the area are going for 200k. I plan to keep and rent out (or if wholesaling is best open to that too. What is best strategy to approach should I stay firm on my $130, go up a few dollars.. Thanks greatly in advance for your responses.