HELP - Cannot finance property because missing plumbing. Need advice.

[Luke MacDougall]

Hi Everyone,

I'm looking to purchase my first property and have run into an issue with the financing.  Some of the copper plumbing for the 2nd floor bathroom was removed from the property.  Based on what the agent is telling me, the repairs should run around $2,000-2,500 which I am not too concerned about.  I have been approved for a mortgage but the issue is that the lender will not finance the property in its current condition with the missing plumbing.  The seller also does not appear ready to pay for the repairs.

Is there a creative way where I can get the property under contact so that I can make the repairs so that I can still use conventional financing?  I appreciate any feedback!