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Updated almost 11 years ago on . Most recent reply
Financing a rental by calling it primary residence?
I am having trouble getting a mortgage due to my debt to income ratio. I am looking to purchase my second investment property. I own my first one outright, and I can't even get a cash-out loan. Excellent credit, enough for down payment, but student loans have slaughtered my debt to income ratio.
Could I finance an investment property by claiming that my intention is to live there, and then pretend to live there for several years?
Anyone done this? Sounds like a bad idea, but I thought I'd throw it out there, see what responses I get.