Can't pay loan ag maturity

[Mario Am]

Hello.

I have 2 properties from 2 different hard money lenders that I used to a flip, I am supposed to pay my Lenders maturity in about 2 months.. both loans were 75% of ARV, I fixed them up, properties are in the market, I dropped to my breaking even price and they are just not selling.

Was wondering if I can reach out to them and give them the properties back? Or would I get a foreclosure on record?

Also.. I have properties in the same county. Was wondering if they can take them from me to recover the loss? How does that work?

Thanks much