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Updated almost 3 years ago on . Most recent reply

Don't Want to Regret This !
Hi everyone,
Doing some number crunching and I'm getting stressed out, trying to not make a big 'life mistake'
Would love to get some wisdom and insight from anyone who cares to chime in :) I'll try to be quick !
I'm 29, single, with no human kids haha. Moved to Nashville in 2015, bought a duplex in 2016 for $95k. Bought a 4plex in 2017 for $195k. FHA house hacks on both
Looking at four big choices, and I'm not sure which makes the most sense:
A) Sell both properties and put $300k down on a really nice house, just to enjoy something nice for myself after all these years of hack-rificing! .......hacking+sacrificing :p anyhoooooooo
B) Sell both properties and put $200k towards smaller investments (2 flips, 3 buy and hold SFRs in a smaller secondary market, stock market investing, etc.) and $100k towards an average house + funds for renovation
C) Keep both properties and use the rental income + day job income to get a starter home with no renovation
D) Don't sell anything, don't buy anything - just keep the train rolling (still house hacking!)
Trying to balance wise choices with quality of life :)
Thanks again !
Anthony
Most Popular Reply

B, C, or D sound good to me! Just depends on what your goals are and what you think will be the most profitable for you in the long run.
Honestly I would avoid A if I were you, as I think your ‘hack-rificing’ will really pay off in the end. Keep investing wisely and the nice house will come before too long, without you having to sell everything!