First home... Should I sell?

[Kyru Cabading]

4br/3ba - 2,300 SQFT -- Class A neighborhood

Home value is 640-670k

Original loan was $485,805 at 2.875% interest w/ FHA Loan

Current Loan balance $476,323.69

Current payment $3,078.76 includes PMI

Renting 3 rooms for $3,000/mo

Currently househacking, staying in the Master BR. Should we sell this house & buy a duplex/fourplex, refinance it, or stay in it for 1 more year to eliminate tax?  I would just like to hear what other members would do in this position, I might not be seeing something that's better we could do. 

More details
Me and my wife are now one year into bigger pockets! 
We bought in 2020 last year, first home, we really wanted to get our feet wet with real estate right away even if it was just going through the process of buying a house! We're now 1 year in and we're reassessing our situation.
It seems like our achievable next goal is to buy a duplex or a 4plex & continue house-hacking that specifically to travel nurses within the Sacramento / Roseville / Folsom area. OR sell & move to another state if that gets us to our goal a lot quicker & safer! We feel like we're at a crossroads and we're willing to do what will help us get started on this real estate journey! 

If we stay in California, It looks like if we can sell the house, we'd be able to use ~$130k to buy a property up to $600k with a 80/20 loan -- hopefully a 4plex / duplex. We're aiming for rent rates @ $2,500 - $3,000 /mo for a 2br 1ba travel nurse target (half a duplex). 
 

Thank you and appreciate any advice.

[Ranjit Sandhu]

Hi Kyru,
I'm a Real estate broker from Rocklin. I would suggest you to take advantage of primary residence and stay there for another year. Even if the market corrects itself next year which is the prediction you can always buy another house and rent this place. If you sell this now and buy another one the interest rate is almost double what you have currently. I'm not a typical broker who always pushes for a sale to earn commission. This is my honest opinion and I'm sure some won't agree with me on that. Wish I can sell my house and move out but it's hard to find a place to move in in Roseville/Rocklin area.
All the best!!!