Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Mortgage Brokers & Lenders
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 4 years ago,

User Stats

14
Posts
3
Votes
Connor Pine
  • Jacksonville, FL
3
Votes |
14
Posts

Can you get a loan without an income?

Connor Pine
  • Jacksonville, FL
Posted

Currently browsing for house hacks. I am a college student, and I don't have an income at the moment haven't had a job in over a year. I've made a small amount of money in the stock market. These capital gains would only be around 10k income for 2020. Would a lender look down on this since it means I only had an income of 10k last year. Have enough for atleast 8% of the downpayment for the specific place I am looking at. With FHA I would require only half this amount. If I laid out a business plan and the cash flow equations I have done would this help them disregard the lack of income?

Loading replies...